The day that you retire, you cross a very important threshold in your life. You no longer have earned, working income. Your transition from a savings and accumulation phase of life into a spending and distribution phase. This creates a unique set of pressures and stresses that can threaten your nest egg.

Financial Goal Planning is, in our view, the most overlooked area in retirement planning today. While we all understand there are no absolute guarantees in life, planning for income security is at the foundation of a good retirement plan.

Taxes are likely one of the largest expenses in your lifetime, yet we spend so little time considering ways we can keep Uncle Sam out of our pockets. We take an integrated approach to financial planning, every financial move you make has tax implications, so having a comprehensive retirement plan with tax-smart investment strategies is vital.

Charitable giving is a great way to give back to the causes and organizations you believe in. In addition, it can provide you with tax benefits if done properly. We’ll work with you to assess your charitable giving goals and develop a strategy that meets your giving goals.

Whether your goal is to grow your wealth over time or protect it so you can achieve a comfortable retirement, Open Range Financial Group has an asset management team of experienced financial professionals with the knowledge of the financial tools you can use to meet your financial goals.

Throughout your working years, you’ve worked hard to grow your savings into a nest egg that can provide you and your family with financial stability in retirement. Now, it’s time to protect the assets you’ve worked so hard to grow, and we can help you get started.

When it comes to replacing your paycheck and covering your costs in retirement, it’s not easy to predict what unexpected setbacks can pop up, such as an injury or unexpected accident, and put your retirement longevity at risk. That’s why some of the key services we provide to our clients are assessing unique risks that might impact your retirement and providing insurance planning assistance that can help mitigate the costs that could otherwise throw a wrench into your retirement plan.

Since we all will eventually pass, it is critical to have a plan to make sure that your hard-earned assets go to your loved ones and charities in the most efficient manner.

By working collaboratively with estate planning attorneys, we can help maximize the amount that your loved ones will inherit, help control how the money is to be distributed, and minimize the taxes that are paid.